Lou Holtz says, "Ladies and gentlemen, you are not selling life insurance. All you're trying to do is help people solve problems before they arise."



Critical Illness Plans


Critical Illness insurance is medical insurance that pays a lump-sum benefit upon a diagnosis of a critical illness or condition. A critical illness insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recover. It gives you the freeom to:

  • Get the treatment you want
  • Spend time with your family and friends
  • Keep your home and assets

Traditional health insurance is valuable, but often limiting. Because medical treatment is more advanced than ever, it's also more expensive. People today often experience financial hardship because of the medical expenses their health and disability insurance doesn't cover. Critical illness insurance could be a strong supplement to the other health insurance. Determine if you need critical illness by learning what it pays for that other plans don't.

I think, one of the biggest benefits of Critical Illness coverage, is the fact that the money is paid directly to you the insured, so that you can use the funds for what ever your personal needs might be.

  • Making Mortgage Payments
  • Making Car and Credit Card Payments
  • Paying medical deductibles and experimental medications
  • Hire a care giver to help around the house while you recover
  • Taking a vacation while healing